Don’t Let Dental Costs Hold You Back
Ever had a toothache but put off going to the dentist because you didn’t have dental insurance? Most major dental work costs hundreds or even thousands of dollars out-of-pocket according to the American Dental Association. Scary stuff. But what if you had dental insurance to cover all or some of those exorbitant costs? Getting dental insurance can save you money and provide real financial protection.
Contact Dr. Niral Patel at Fountain City Smiles for advice on insurance options: (865) 687-8670.
Major Dental Costs – Covered
The costs of common dental procedures like fillings, tooth extractions, root canals, crowns, and dental implants are astronomically high without insurance.
For example:
- A single dental crown runs $500 to $3,000 out of pocket.
- Root canals cost $300 to $1,500 per tooth.
- Even simple fillings average around $150 to $300 each.
Now imagine you need a couple of crowns and a root canal. Without dental insurance, you’re looking at a $5,000+ dental bill. Yikes! But dental insurance helps by covering all or most of your major dental services, significantly reducing your out-of-pocket costs for expensive and necessary dental work.
Lower Out-of-Pocket Expenses
Dental insurance helps lower your out-of-pocket costs by covering part or all of dental treatments and procedures. Major dental work like crowns and root canals can run hundreds to thousands of dollars if paid completely out-of-pocket. Allowable charges and deductible amounts with dental insurance plans are also typically lower than paying a dentist’s full sticker prices. For example, if a crown is $2,000 without insurance, the allowable amount covered under your insurance may only be $1,500. This saves you hundreds per dental crown procedure.
Additionally, deductibles with quality dental insurance plans are much lower than with medical health plans, averaging less than $100. This means less money you have to pay out-of-pocket before coverage kicks in. Every dental visit and procedure becomes more affordable with the cost-reducing benefits of dental insurance.
Preventative Services
Regular preventative dental care is crucial to protecting long-term dental health. It’s recommended people get a professional dental cleaning every six months and receive X-rays and dental exams once a year. Most dental insurance plans fully cover the costs of standard preventative services.
So twice-yearly cleanings, annual dental X-rays, and routine dental exams won’t cost you anything out of pocket. Investing in dental insurance makes adhering to recommended preventative dental care schedules affordable, improving your chances of catching dental issues early.
A Safety Net
Sudden dental emergencies like a broken tooth from an accident, wisdom tooth impaction, or dental abscess often arise unexpectedly, regardless of whether you have insurance. However, paying for emergency dental treatments can be financially devastating without dental benefits to assist with costs. Dental insurance cushions you from unexpected healthcare costs, provide access to covered treatments, and eliminates having to bear the full expensive dental burden all at once.
Secure Your Dental Health: Contact Us for Insurance Questions!
Ready to secure your smile and financial well-being? Contact our Knoxville dentist at Fountain City Smiles today to explore dental insurance options. Dial (865) 687-8670 and take the first step towards peace of mind.
